Imagine Life with Settled Financial Security. We'll Help You Get There.
Guided Financial Mastery™
Our proprietary framework integrates behavioral coaching, strategic planning, and personalized guidance across all areas of your financial life – from investment and retirement planning to tax strategies and risk management.
We deliver comprehensive financial planning & investment management to ensure you are on track to reach your life goals.
An extensive qualitative and quantitative analysis of your finances.
Strategic Advice
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We collaborate to uncover, examine and address your deeply rooted underlying beliefs and money scripts.
It is an iterative process rather than a one time engagement.
Behavioral Coaching
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Your personal journey to establish prudent financial habits and develop a healthy mindset around money.
This journey is more of an emotional than logical one.
Individual Effort
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Our Service Plans
Shape Up
One-Time Financial Plan
Description: A focused 90-day engagement to build your full financial plan from the ground up. We guide you through a simplified, structured process to orient the plan towards your goals. The end result: delivery of a personalized financial plan with specific, actionable steps that takes you where you want to go.
Fee: $1,000 - $3,000 (based on complexity, paid upfront or in monthly installments).
Thrive
Ongoing Advisory Service
Description: After Shape Up, this service offers year-round support to bridge your plan into reality. You now have a CFO team dutifully tracking and reporting your investments, with guidance available on-demand. As partners to your success, Thrive empowers your plan with depth and flexibility for the inevitable changes and new opportunities life presents.
Fee: A percentage of your annual household income and investable assets (paid on a quarterly basis). See below for details.
Our Fee
We've made our fee structure as simple as possible. No complicated tiers or hidden costs. Instead, we have a single, straightforward fee for our services:
0.75% of your income* and assets**
*W-2 or 1099 income only; excludes passive income.
**Investable assets only; excludes real estate and other non-liquid assets.
Example
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Fee for a client with $150,000 in annual income and $300,000 in investable assets:
Income Fee: 0.75% on $150,000 = $1,125
Asset Fee: 0.75% on $300,000 = $2,250
Total Fee = $3,375
Note: During time of no income, all fees will be waived for up to 6 months.
Our Philosophy on Fees
At Israilov Financial, our fee structure is built on two core principles: fairness and aligned incentives.
We transitioned from a fixed-fee to a percentage-based model to better serve our diverse clients. We realized a single fixed fee could penalize those with less income and fewer assets, while simultaneously undercharging for the growing complexity that comes with greater financial security.
Our new structure remedies this. By linking our fee to a combination of your annual income and investable assets, we ensure the cost of our comprehensive advice is proportional and fair for your specific financial situation.
More importantly, this model aligns our success directly with yours. As we provide the guidance to help you build wealth and reach your financial goals, our compensation grows accordingly. Simply put: we succeed when you succeed. We believe this is a transparent and equitable foundation for a long-term partnership.
Comparing Our Proprietary Framework with the Traditional Advice Model
*Defined as a financial advice model provided by professionals affiliated with large financial institutions, such as insurance companies, discount brokers, and wirehouse firms.
01 Discovery Meeting
30-60 min
An introductory call for you to get to know about our firm, our services, and for us to understand your financial situation.
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A conversation about your financial situation. Your dreams, hopes, worries, and aspirations. Including any immediate needs, questions, and priorities.
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Big picture view of our investment philosophy, our financial planning services, and how we help you achieve your goals.
02 Get Organized
2 weeks (1-2 meetings)
Our focus on your concerns, goals, and desires allows us to understand your needs and objectives. We gather detailed financial information to gain a complete picture of your financial lives and get organized.
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Collect data on your income, expenses, assets, liabilities, and any other relevant financial details.
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Deeper dive into your short-term and long-term financial goals and objectives.
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Identify your potential financial challenges, opportunities, and prioritization hierarchy
03 Explore Possibilities
2 weeks (1-2 meetings)
We will analyze and evaluate your current financial status using our financial planning software. This step is collaborative and interactive, ensuring we understand every aspect of your financial life.
Revisit goals, clarify objectives, and confirm and finalize the data we have gathered.
Run what-if scenarios to optimize or ideal actions and decisions that impact your financial plan.
Collaborate using RightCapital to analyze and evaluate your current financial status.
04 Comprehensive Financial Plan
6-8 weeks (2-3 meetings)
Once we have a full understanding of your financial situation, we will create a personalized financial plan tailored to your specific needs. This plan will cover all aspects of your financial life.
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A detailed breakdown of your current financial status and opportunities.
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Customized strategies to help you achieve your financial goals.
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Specific actionable items to implement the plan effectively.
05 Delivery & Continued Partnership
6 months (meetings as needed)
Your Shape Up plan is completed, with your actionable financial plan in hand. For many, this marks the beginning of a confident financial journey.
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Final review of your personalized financial plan and implementation roadmap
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Celebrate the progress made and clarity gained during our 90-day engagement
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Continue your financial journey with us through our Thrive service*
*Thrive extends our partnership year-round, offering plan monitoring, updates, and guidance as your financial landscape evolves.
